General Liability coverage is provided to Ruritan Member Clubs through Philadelphia Insurance Company. The policy is intended to cover normal club activities/events such as meetings, community service and fundraising activities including concession stands, food sales, etc.
The Following Activities and Events are EXCLUDED:
- Aircraft
- Motorcycles runs and automobile rallies
- Fireworks – exhibitors operated by the Insured
- Firearms
- Animals – other than house pets
- Carnival and fairs with mechanical rides sponsored by the Insured
- Rock, Hip-Hop or Rap concerts – with admission over 500 people
- Events including contact sports
- Rodeos
- Political Rallies
- Any event lasting more than 5 days (including otherwise acceptable events)
- Any event greater than 2,000 people at any one time (including otherwise acceptable events)
- Any event with liquor liability provided by the insured (including otherwise acceptable events)
These activities/events may be able to be added back by endorsement, however they would be subject to underwriter consideration and approval. Please note that there may be a charge associated by adding this event. A Special Event application must be completed for these activities/events. If Liquor Liability is being requested, a separate Liquor Liability must be completed.